I actually rarely go shopping, and even less often buy things for myself. When I do go out shopping, I tend to feel bad about not being able to afford expensive items. And to me, anything above $10 is pretty expensive.
The stock market has always seemed interesting to me, but I never actually put in the effort to learn the stock trading and business terminologies until sometime in late 2018. Buying stocks definitely isn’t impossible for someone who hardly understands the stock market, but the stock market’s unpredictability makes it scary for anyone regardless of how knowledgeable they are to buy stocks.
As for donating, I’ve always thought about donating for as long as I can remember, but also preferred volunteering over donating because of how I believed that money is infinite while helpers are extremely limited.
2019 was the year I wanted to treat my money differently. Instead of having my money sit in the bank and my piggybank, I wanted to see it grow and help people.